When you realize you will not be able to catch up on your debt and are looking for answers about your bankruptcy, you may consider saving the lawyer fees by representing yourself. You are legally allowed to handle your own bankruptcy case in court. You can also legally perform your own dentistry, the question is, should you?
DIY Forms
The Internet can be an excellent tool for finding legal information. With just a few search words, you can find packets of bankruptcy forms for you to fill out. They may also come with basic instructions on how to fill them out. Legal information, and do it yourself forms will not, however, offer you years of experience in bankruptcy law, or stand with you in court.
Knowledge
Hiring a lawyer will free you up form doing hours of legal research yourself. Lying awake at night, hoping you understood and filled out the forms correctly. Or knowing when to attend courses, meetings, and court dates. An experienced bankruptcy lawyer will know what type of bankruptcy you should file to get the most financial relief while keeping most to all of your assets.
Fees
Depending on how complicated your situation is, most bankruptcy lawyers have modest fees. Some allow free initial consultations and payment plans. Regardless if you use an attorney or not, you will still have filing fees, trustee fees, course fees, and court fees.
While yes, you can avoid another bill to your already burdened finances, but by skimping in this area, you could lose your home, vehicle, and far more money than an attorney would have charged.
For more information on fees, and what type of bankruptcy would serve you best, contact a McAllen bankruptcy attorney today.