Baker & Associates

Re: Representation in Claims Against UMB Bank, N.A. and Other Matters in the Buckingham Bankruptcy Case

Ladies and Gentlemen:

The purpose of this letter is to set forth our understanding and agreement pursuant to which our law firm, Baker & Associates (the "Firm" or "B&A"), has agreed to represent you ("you") in the bankruptcy case described above for the matters described herein and matters related thereto.

Scope of Engagement

The scope of our engagement is as follows:

You are engaging the Firm to represent you to pursue claims against UMB Bank, N.A. ("UMB"), the lender at the Buckingham Senior Living Community, Inc. (the "Buckingham"), for funds from the sale of the Buckingham or other places, for priority as set forth in the Motion to Determine Standing or, Alternatively, for Order Granting Standing to Pursue Claims (the "Motion"). You acknowledge that you have been provided a copy of the Motion and a copy of a complaint against UMB as attached to the Motion. You understand and agree that the Firm is authorized to pursue the alleged claims for you and others similarly situated against UMB and possibly others. You also understand that the Firm will be representing other individuals or estates with similar claims, and you specifically agree that the Firm may represent other individuals in this matter that are similarly situated.

The claims you have or may have against the Buckingham and/or UMB are based on payments made to the Buckingham for amounts designated as "entrance fees" and other upfront costs to move into, renew, or for a new lease at the Buckingham (collectively, the "entrance fees") and the promises or representations made to you regarding such entrance fee amounts. You may have claims against the Buckingham or UMB for the return of part of such entrance fee amounts upon a move out, death, or other event.

If you elect the proof of claim option above, you are also engaging the Firm to prepare for you a proof of claim in this case for a $500 fee. The deadline to file claims is May 8, 2026. To allow adequate time for preparation and filing, you must sign the agreement and return it with the $500 fee by Friday, April 10, 2026.

You understand and agree that the representation is limited to you and others who sign letters of representation for similar claims or causes of action. Further, the obligations of the Firm are specifically limited to the scope of engagement set forth herein and nothing else. If you desire that the Firm provide other representation, then you must request such further representation in writing and the Firm must agree in writing to such further representation.

You also agree that the Firm may and will represent other individuals, estates or entities on the same or similar claims or causes of action and you specifically agree to the Firm representing others similarly situated.

Compensation

The Firm has agreed to represent you and others in the matters described herein on a contingency fee basis based upon your recovery as described herein. If the Firm has any services on an hourly fee basis, the hourly fees are set forth on the hourly fee schedule attached as Exhibit B. You will not be charged any fees for services based on an hourly fee unless you specifically agree in writing with the Firm. The Firm reserves the right to assign lawyers and other personnel of its choice to your matter, and to determine the conduct of the representation.

In consideration of the services contemplated hereby, the Firm will receive the Firm Contingency Percentage (as defined in the agreement) of the Excess Gross Sums Recovered. For the claims included in this agreement, the Firm Contingency Percentage shall be 30% of the Excess Gross Sums Recovered under, or related to, the above referenced matter by you, your affiliates, or any agent or representative of you. The amount increases to 35% if a matter or case is settled, resolved or adjudicated after a notice of appeal has been given or filed. If the total number of clients of the Firm for this matter is greater than 30, the percentages are reduced to 20% and 25%. If the total number of clients is greater than 75, the Firm Contingency Percentage is reduced to 15% and 20%. The Firm Contingency Percentage shall be calculated for all clients as a group depending on the number of clients. The Firm will notify you if its total clients exceed 30 and if the number exceeds 75.

"Excess Gross Sums Recovered" means the sum of: (i) the allocable share for current and former residents of approximately $7,400,000 to be set aside for unsecured creditors, which includes trade vendors; and (ii) $12,000,000 for the Rent Rebate Fund. The Excess Gross Sums Recovered will be determined after the Resident Trustee, Focus and the UCC, as applicable, determine who is paid and how much is to be paid from such funds.

The attorneys and paralegals of the Firm work on numerous matters during the course of a day, are subject to frequent interruptions, and time may not be recorded contemporaneously or with exactness. Therefore, time amounts charged to your file will represent a good faith estimate of the time spent and you agree to pay this amount. The Firm reserves the right to charge for all travel time as well.

Expenses

From any recovery of Excess Gross Sums Recovered, you are obligated to pay all out-of-pocket expenses which the Firm incurs on your behalf, including without limitation court costs, filing fees, certified mailing fees, deposition charges, expert witness fees, long distance telephone, messenger service, overtime secretarial or staff services, overtime or working meals, travel, parking, use of local counsel, cost of investigation and computerized research, or other costs advanced by the Firm. The Firm will also bill you a reasonable charge for copying and faxing of documents performed on its premises by its personnel. You also agree to reimburse any fines, costs or fees asserted or assessed against the Firm and its members as a result of action the Firm and its members were directed to take by you or that were taken in the good faith belief that such action was in your best interest. These costs will be billed and noted separately on the Firm's invoice. The Firm's usual practice is to send clients for direct payment the invoices it receives from third parties such as court reporters, expert witnesses and reproduction services. All of the foregoing are referred to as "Firm Expenses." Your obligation to reimburse the Firm for Firm Expenses shall be only from and to the extent of your portion of the Excess Gross Sums Recovered, as set forth in the agreement.

Billing Mechanics and Matters

The fees to be paid to the Firm are based on the recovery in this matter. Therefore, the Firm may not keep daily records of time in this case. The Firm does not send invoices on a regular basis in contingency fee cases. In this matter, no invoices are expected to be sent for services but only for expenses incurred. The Firm may provide invoices at intervals and may provide you with a statement setting forth, in reasonable detail, all advances for the above-mentioned expenses, and a reasonable description of services rendered by the Firm on your behalf. If you would like an invoice, you must request one from the Firm's accounting staff. Because the Firm may have a large number of clients, any calculations may only be required on a calendar quarterly basis for all clients. At the conclusion of the matter or case, the Firm will provide a summary of the recovery, if any, the fees to be paid on a contingency basis and the expenses to be paid from the recovery.

Since the Firm anticipates representing multiple clients in this matter or case, it will have to make a determination as to the division of the recovery and the expenses to be reimbursed from the recovery. Such determination shall be binding on all parties to this agreement or any similar agreement for the same matters.

If you receive a check or funds in payment of a settlement, judgment or otherwise, you agree that after receipt of the check, you will endorse the check to the Firm, transmit it to the Firm and the Firm will promptly make payment as provided in the agreement.

You may obtain a record of the time in your case at reasonable intervals. The Firm does not send invoices to clients on a regular basis. The Firm will generally send invoices when fees and expenses are submitted to the court, if required by the court, or when the Firm determines that billing should occur. If you would like an invoice, you will need to request one from the Firm's accounting staff.

Retainer

You are not providing a deposit or retainer with the Firm except for the fee to file a proof of claim, if you elect to have the Firm prepare and file a claim for you. If any funds are paid to the Firm, the Firm may apply payment of such funds to amounts owed under the agreement. If payments are made by credit card, the amounts paid by the Firm for any credit card fees will reduce the retainer and are not considered payment to the Firm for services. The Firm's credit card fees are considered an expense that you are to pay.

Withdrawal by Firm

The Firm may withdraw from its representation of you in this matter at any time for any reason, including without limitation: (i) if the Firm determines that a conflict of interest has arisen as a result of its representation of you; (ii) if you insist that the Firm engage in conduct contrary to the best judgment or advice of the Firm; (iii) if you fail to meet your obligations to the Firm under the agreement, including payment obligations or requirements to provide documents or information; (iv) if a disagreement arises as to how the Firm should manage the litigation, bankruptcy case or an adversary proceeding; or (v) if the relationship between you and the Firm reaches a status that the Firm does not believe continuing representation is effective or warranted. You specifically agree to this and authorize the Firm to represent to any court, should litigation then be pending, the fact of and your acquiescence in the Firm's withdrawal. You also agree to execute any documents required by the court evidencing your consent to the Firm's withdrawal as your counsel. Withdrawal does not affect amounts owed under the agreement.

Client Discharge

You may request that the Firm cease representing you at any time by notifying the Firm in writing or, if necessary, filing a motion to terminate the engagement with the court and notifying the Firm in writing. If no lawsuit or case is pending in a court, then you may terminate the engagement by notifying the Firm in writing.

If the agreement is terminated within ten business days of the bankruptcy court ruling on the motions to allow standing (currently set for hearing on March 25, 2026, dockets 284, 285, and 286), the Firm will be entitled to receive compensation for all services rendered and reimbursement for all expenses made, based on an hourly fee representation, up to the time the Firm is allowed by the court to withdraw as counsel of record, or if no lawsuit or court action is pending, upon receipt of written notice of the termination of the engagement; provided that hourly fees or expenses owed to the Firm will only be required to be paid if you obtain or receive funds in excess of the amounts you may currently receive under the proposed claims against the Debtor, UMB and the sale of the Buckingham.

If you elect to terminate the agreement after ten business days of the bankruptcy court ruling on the motions to allow standing (currently set for hearing on March 25, 2026, dockets 284, 285, and 286), the Firm will be entitled to receive compensation for all services rendered and reimbursement of its expenses based on the contingency fee provisions; provided that any fees or expenses owed to the Firm will only be required to be paid if you obtain or receive funds in excess of the amounts you may currently receive under the proposed claims against the Debtor, UMB and the sale of the Buckingham. If you do not receive any Excess Gross Sums Recovered under the transactions with the Debtor, UMB and the sale of the Buckingham, then you will not owe any further amounts to the Firm.

Disclosures - Please Review Carefully

The Firm has informed you that there is no guaranty that the representation will be successful. The Firm cannot and does not guaranty any results or outcomes.

There will be hearings and possibly meetings with counsel for the Debtor and other parties. The Firm may attend the hearings and meetings but, to properly protect your interests, attendance at all hearings and meetings may not be necessary. The Firm will act in its reasonable judgment on the actions needed. If you request that the Firm attend all hearings and meetings, please understand that the fees will be higher. The Firm will request a written instruction to attend all hearings and meetings.

Review of Agreement and Understanding of Agreement

You acknowledge that you have had sufficient and ample opportunity to fully review the agreement, that you have had opportunities to ask questions, and that you understand and agree to the agreement. You have been provided with sufficient information to make an informed decision.

Associated Counsel and Referral of Case

The Firm anticipates working with the firm of Smith & Smith on this matter. Steve Smith is an attorney with Smith & Smith along with Mary Smith. Lee Hunnell is the mother of Mary Smith. You authorize the Firm to work with Smith & Smith as co-counsel on these matters. The Firm also may consult with or engage other counsel not a part of the Firm to assist in the matters herein. Such counsel is sometimes referred to in the agreement as "associated counsel." The division of work between the Firm and associated counsel will be determined in the discretion of the Firm. Associated counsel shall be paid under the terms of the agreement. You authorize the Firm to disclose, review and discuss your matters, case and privileged information with other attorneys whom the Firm is considering engaging as associated counsel.

If the Firm desires to retain associated counsel, the Firm will obtain your approval in advance if the Firm may seek reimbursement or payment to associated counsel from you. If no payment for associated counsel is to be requested from you, the Firm may engage associated counsel without your consent.

Communications by Email

The Firm may communicate with you by email and such communication shall be considered written communications. Communications by email shall be to the person who executes the agreement at the email address designated by such person. You shall inform the Firm immediately upon any change in the person to receive emails or the email address or account.

Miscellaneous

The Firm has entered into an "of counsel" relationship with various attorneys who may from time to time perform services for the Firm's clients. These attorneys are full members of the Firm but are neither partners nor associates. In such cases, you will be billed for services performed by such persons as if they were a partner or associate of the Firm as the Firm deems appropriate.

The Firm intends to do its best to represent you in the above-described matter, but no promises or guarantees as to the outcome of the case could or would be made.

This agreement shall be construed in accordance with the laws of the State of Texas and all obligations of the parties are performable in Harris County, Texas. The agreement shall be binding upon, and inure to the benefit of, the parties and their respective heirs, executors, administrators, legal representatives, successors and assigns.

If any provision of the agreement is held to be invalid, illegal or unenforceable in any respect, such invalidity, illegality or unenforceability shall not affect any other provision, and the agreement shall be construed as if such invalid, illegal or unenforceable provision does not exist.

This agreement constitutes the only agreement of the parties and supersedes any prior understandings or written or oral agreements between the parties respecting the subject matter.

If the letter meets with your understanding of the agreement concerning the Firm's representation of you in this matter, please sign in the place indicated below on the enclosed copy of the letter and return it to the Firm's office. By signing the letter, you are fully authorizing the Firm to obtain any records relevant to its representation of you in this matter. See Exhibit "A" for the important notification from the State Bar of Texas.

This agreement may be executed in multiple counterparts.

Contacts at the Firm

• Reese Baker - 713-979-2251
• Stephanie Del Toro - 713-979-2250, Office Manager
• Nicole Bates - 713-979-2265, Paralegal
• Gabby Martinez - 979-402-0267, Paralegal

Acceptance

The following signature indicates an acceptance of the terms of this engagement. It also is a representation that Exhibits A and B have been read.

After we have received your information we will email you a link to finalize this agreement with your online signature.