Blog
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Real estate foreclosure sales in Texas only occur on the first Tuesday of each month. There is no other day that real estate can be foreclosed in Texas. For 2013, New Years Day, or January 1, is the first Tuesday of January. Even though this is a...
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With Facebooking, Tweeting, and Instagramming as popular as ever in today’s world, it is easier than ever for personal secrets to be discovered. Trustees, upset creditors and their attorney, and your attorney have access to the internet and...
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Is your vehicle collateral for a loan? Are you behind or concerned about being behind on a vehicle loan? Vehicle lenders are notorious for acting quickly and secretly. “ Here today, and gone today” could be a repossession agent’s...
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When you are struggling with debt issues, you are not alone. Our federal government is the biggest spender and consistently spends more than it receives in income. There are many well known people who have struggled with debt problems and have...
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Christmas is a special time. A time to celebrate a new birth. One of our employees, Phillip Murrell, is one of the leading actors in a Christmas play entitled, “Ethan Claymore.” The play is at Theatre Suburbia, one of the older...
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This answer draws a stereotypical lawyer’s response…it depends. Unsecured debts such as medical bills are generally discharged with little or no payment; however, secured debts and certain “priority” debts must be paid in...
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Filing bankruptcy will ruin my credit!!! This is not accurate. Filing bankruptcy is an opportunity for a fresh start and not the end of your financial life. The typical individual filing for bankruptcy relief already has poor credit or is headed...
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When it comes to filing bankruptcy, medical bills tend to be a significant portion of debt included in many bankruptcy cases. In fact Elizabeth Warren in Maxed Out (2006) noted that a significant number of middle class people are still forced into...
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You often here the misinformed dismissing bankruptcy as a viable debt relief option because, if you file, you will lose everything. NOT TRUE, NOT TRUE, NOT TRUE!!!
Bankruptcy trustees, not the bankruptcy judge, only take non-exempt...
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A chapter 13 bankruptcy is often referred to as the “wage earner’s bankruptcy.” Chapter 13 allows you to create a payment plan to allow you to pay back your creditors over a three to five year time period. The amount of debt you...
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