Protecting Your Finances While Abroad

Protecting Your Finances While Abroad

Traveling to a foreign land is a thrilling and enriching experience. However, you must always be extra cautious of any pickpockets or thieves waiting to make their first move. Here are a few smart tips and tricks for protecting your finances while abroad. Protecting your finances while abroad Always notify your bank of your travel  … Read more

  Filed under: Money Management


Chapter 13 Benefits

Chapter 13 Benefits

  Given the fact that filing a bankruptcy implies a major impact on your credit rating, not to mention the big blotch it is to your self-image and reputation, many people find it extremely hard a decision to make. However, since there are a plethora of chapter 13 benefits for you to enjoy, filing for  … Read more

  Filed under: Chapter 13


Credit Card Travel Disasters

Credit Card Travel Disasters

It isn’t always easy to take precautions on the go to avoid our trip from ending up a disaster.  Unexpected occurences on a vacation cannot really be ruled out. Accidents, sickness and thefts are only a few of the many things that could possibly go wrong on a vacation. However, it is highly recommend, that you  … Read more

  Filed under: Debt


Car Loans In Chapter 13

Car Loans In Chapter 13

In a Chapter 13 bankruptcy, you have three possible outcomes with regards to car loans. First, you can keep your car and other vehicles and continue paying it off under your repayment plan. Second, you might lose your vehicle if the payment is exceptionally high and you have a high level of non-exempt equity. Third,  … Read more

  Filed under: Chapter 13


Reaffirmation Agreements

Reaffirmation Agreements

In a Chapter 7 bankruptcy, you are free of all debts except for tax payments and other necessary payouts like child support. Your secured loans are also removed from you in the sense that they have some kind of backing in the form of property, so personal liability is removed. Lenders are not free to  … Read more

  Filed under: Loans


Mortgages After Bankruptcy

Mortgages After Bankruptcy

Mortgage after bankruptcy is something that no one really hopes to get. You are right in assuming lenders do not like to see a bankruptcy on a credit sheet when offering loans, especially long term, housing loans. It is, however, possible after a waiting period. What you need to understand is that there is no  … Read more

  Filed under: Mortgage


Understanding Credit After Bankruptcy

Understanding Credit After Bankruptcy

While declaring bankruptcy does get you out of debt, it does have a detrimental effect on your credit. Credit after bankruptcy is not going to look very good. First off, let’s come to terms that your credit had to already be in a bad place for you to actually consider filing for bankruptcy. If you  … Read more

  Filed under: Credit


Understanding Evictions in Bankruptcy

Understanding Evictions in Bankruptcy

Evictions in bankruptcy is a touchy subject. From the point of view of the landlord you are unable to make any payments. From your point of view, you are unable to make the payments and you are declaring bankruptcy. Many landlords are wary of tenants who are not careful with their debts and so might  … Read more

  Filed under: bankruptcy


Understanding Chapter 11 Bankruptcy

Understanding Chapter 11 Bankruptcy

The Title 11 chapter in the United States Bankruptcy Code, the Chapter 11 bankruptcy typically involves the reorganization of businesses that are burdened under massive debts. While extremely rare, chapter 11 is usually filed by corporations that require sufficient time to restructure and get rid of their debts. In other words, it allows the debtor  … Read more

  Filed under: Chapter 11