Should I Reaffirm Some of My Debt in Bankruptcy?

Should I Reaffirm Some of My Debt in Bankruptcy?

When you are entering into a Chapter 7 Bankruptcy you may have to make some decisions regarding some of these debts. Most likely some of what you owe may be secured debt while some others may be unsecured. Usually secured debt refers to some type of property like your house or car. Your Houston bankruptcy  … Read more

  Filed under: Debt


How can You Redeem Property in a Bankruptcy?

How can You Redeem Property in a Bankruptcy?

When you are becoming involved in a Chapter 7 Bankruptcy you will have to present your secured and unsecured debt for bankruptcy consideration. Your secured debt is that which has collateral being held against it by your creditor. For example, this may be the mortgage on your house, or the loan for your car in  … Read more

  Filed under: Filing bankruptcy


How Bankruptcy Can Help You

How Bankruptcy Can Help You

Not very many people want to embrace the thought of going bankrupt. In fact it is something that is often mulled over for several weeks or even months before the decision to do so is made. In many cases the putting off of the bankruptcy exists until an individual has reached a point where the  … Read more

  Filed under: Debt


Setting Up Your Chapter 13 Bankruptcy Repayment Plan

Setting Up Your Chapter 13 Bankruptcy Repayment Plan

At first some individuals don’t like the fact that they can only qualify for the Chapter 13 Bankruptcy. However, once it is all put into place and they feel the relief that it can bring, they are happy with the choice they made to go bankrupt. Under the Chapter 14 bankruptcy you will be making  … Read more

  Filed under: Chapter 13


Why Chapter 13 Bankruptcy ?

Why Chapter 13 Bankruptcy ?

Most people believe that they would prefer to go with a Chapter 7 bankruptcy mostly because it gets things done and over with much faster that a Chapter 13. What they don’t realize is that they may be able to hold onto a lot more of their assets under the chapter 13. In either bankruptcy  … Read more

  Filed under: Chapter 13


Waiving Your Filing Fees in a Bankruptcy

Waiving Your Filing Fees in a Bankruptcy

It seems ironic that people who are going bankrupt under the Chapter 7 Bankruptcy that in order to do so have to come up with a fee to file for bankruptcy. If you have hired a Houston bankruptcy attorney he will explain to you that you may be able to file for a fee waiver.  … Read more

  Filed under: Filing bankruptcy


The Bankruptcy Trustee in a Chapter 13 Bankruptcy

The Bankruptcy Trustee in a Chapter 13 Bankruptcy

As with the Chapter 7 bankruptcy the bankruptcy case trustee will review all of the documents you have filed. Your bankruptcy attorney in Houston will assist you with the preparation and filing of the proper documents. This ensures that they are filled out without errors and in the proper format. Otherwise your bankruptcy case can  … Read more

  Filed under: Chapter 13


The Bankruptcy Trustee in a Chapter 7 Bankruptcy

The Bankruptcy Trustee in a Chapter 7 Bankruptcy

The most common forms of bankruptcy in the US is Chapter 7 or Chapter 13. In either one of these there will a bankruptcy case trustee appointed to your case. It is this individual’s responsibility to review your bankruptcy filing. It must be determined that there is no fraud being attempted, and that there is  … Read more

  Filed under: Chapter 7


Medical Bills In Chapter 13

Medical Bills In Chapter 13

One of the most common reasons that people end up filing for bankruptcy is because they have been hit with some huge medical bills that they just have no way of being able to pay. They then proceed with bankruptcy relief and it is determined if they qualify for a chapter 13 bankruptcy. Types of  … Read more

  Filed under: Chapter 13