Can I Reopen a Bankruptcy Case?

Can I Reopen a Bankruptcy Case?

Your bankruptcy case will eventually come to a close. This means the bankruptcy court will close your case. This will happen if you have completed all of your bankruptcy responsibilities and you have received a bankruptcy discharge. Or it may happen that your file is closed because it was dismissed because you did not meet  … Read more

  Filed under: Bankruptcy Information


Will All My Unsecured Debt Be Eliminate In Bankruptcy?

Will All My Unsecured Debt Be Eliminate In Bankruptcy?

When you are at the stage with your finances where you feel you have no choice but to go bankrupt, it may seem to you that all your debt is the same. When you file for bankruptcy your debt is categorized. Some of it will be unsecured debt. This is debt where the creditor doesn’t  … Read more

  Filed under: Debt


Getting a Business Loan after Bankruptcy

Getting a Business Loan after Bankruptcy

Individuals that are filing for bankruptcy not only have to consider what this action is going to do for them here and now but in the future as well. It is most likely your personal bankruptcy is going to remain on your credit report for at least seven years and maybe up to ten. While  … Read more

  Filed under: Loans


Bankruptcy Choices for the Small Business Owner

Bankruptcy Choices for the Small Business Owner

It isn’t just individuals who sometimes find a need for going bankrupt. Many small businesses after struggling financially for a period of time find that they have no other choice but to rely on this form of debt relief. If you feel that your business has no other option but to file for bankruptcy then  … Read more

  Filed under: Bankruptcy Information


Forgetting to List Creditors in your Bankruptcy

Forgetting to List Creditors in your Bankruptcy

It is not uncommon for individuals who are so debt ridden to lose track of some of their creditors. When the financial situation gets really rough many debtors tend to try and hide from the bill collectors.  For this reason some will hold off filing for bankruptcy because they are afraid of making an error  … Read more

  Filed under: Filing bankruptcy


Your Credit Score and Bankruptcy

Your Credit Score and Bankruptcy

Once you have completed your bankruptcy you are going to have the task or building your credit score. This is going to take time and may be a little challenging at first. No matter whether you have as yet filed for bankruptcy or not, you should know the details of your credit rating. Don’t just  … Read more

  Filed under: Credit


How Can You Cram Down Your Loans In A Bankruptcy?

How Can You Cram Down Your Loans In A Bankruptcy?

A lot of people don’t like to discover that they only qualify for a chapter 13 bankruptcy instead of the chapter 7 version of this type of debt relief. With a chapter 13 bankruptcy you are expected to pay back some of your debt according to an approved payment plan. This form of bankruptcy can  … Read more

  Filed under: Debt


Are There Debt Limits For Filing Bankruptcy?

Are There Debt Limits For Filing Bankruptcy?

Everyone has a different amount of financial debt and it is their particular circumstances that determine if they are in need of bankruptcy relief. For some individuals the total amount owed may not seem that big, but compared to their sources of income for paying the debt it just isn’t possible to meet the payments.  … Read more

  Filed under: Filing bankruptcy