Chapter 7 Means Test

Chapter 7 Means Test

When you file for a Chapter 7 bankruptcy your eligibility will be determined by the Means Test. This test is to ensure that only the financially insolvent qualify for a Chapter 7 bankruptcy by reviewing the financial background of the debtor against a standard measure. The test criteria varies by state so it’s important to  … Read more

  Filed under: Chapter 7


Considerations For Bankruptcy

Considerations For Bankruptcy

The bankruptcy process is meant to be a tool of debt relief help for consumers suffering financial hardship. While much of the bankruptcy process is outlined by the court, there are still some things that require the attention of the debtor before, during and after a case. Here are a few considerations before you file  … Read more

  Filed under: Filing bankruptcy


Texas Personal Property

Texas Personal Property

People often fear the bankruptcy process assuming that much of their personal property will be lost to the hands of creditors. While there could be some risk to your nonessential assets you should know that Texas bankruptcy exemption laws are some of the most generous when it comes to protecting assets. Unlike other states and  … Read more

  Filed under: Bankruptcy Information


Payday Loan Practices

Payday Loan Practices

If you are struggling to make ends meet or pay debt obligations you may have considered a payday loan. After all, most payday loan lenders don’t require a credit check and many will give you money on the spot. While the appeal of quick money can be tempting, but there are several things you need  … Read more

  Filed under: Loans


Debt Relief Scams

Debt Relief Scams

Each year criminals find new and tech savvy ways to scam innocent people out of money. While the Federal Trade Commission works tirelessly to catch and prosecute these criminals, they are also urging consumers to get educated about how to spot a scam and avoid becoming a victim. Spotting A Scam From social security disability  … Read more

  Filed under: Debt


Filing For Bankruptcy In Divorce

Filing For Bankruptcy In Divorce

One of the most common strains on a marriage is money issues. When couples lose the battle to fight for their relationship, divorce may be imminent. If you are planning to file for divorce and are experiencing trouble with paying your debts, there are some things to consider about the benefits of filing before you  … Read more

  Filed under: Filing bankruptcy


TV Stars Plead Guilty To Bankruptcy Fraud

TV Stars Plead Guilty To Bankruptcy Fraud

Being a celebrity isn’t all it’s cracked up to be. Between the lack of privacy and paparazzi, celebrities often find themselves front and center of the mouths of critics. Facing serious legal charges will most certainly shine a not so positive light on you, and you will be the talk of the town in a   … Read more

  Filed under: News


Back In The Credit Game Post-Bankruptcy

Back In The Credit Game Post-Bankruptcy

If you are considering filing for bankruptcy or have recently had your debts discharged in Houston bankruptcy you are likely going to need a few tips for rebuilding your credit. After high debt balances and delinquent account standings have damaged your credit, bankruptcy has provided you a clean slate to start fresh. Here is what  … Read more

  Filed under: Credit