Threats About False Debts

Threats About False Debts

It is becoming more public that people all around the country have and still are experiencing harassing phone calls from debt collectors over debts they do not owe. Threats of lawsuits and even jail time have topped the list of abusive tactics some collectors are using to convince consumers to pay up on these alleged  … Read more

  Filed under: Debt


Finance Achievements Before 30

Finance Achievements Before 30

Financial literacy¬† is something this country struggles to achieve. Many young adults are leaving college and starting families on shaky financial ground. In a recent article titled “11 Financial Things You Should Do Before Turning 30” some of the key concepts are discussed to help 30-somethings focus on for their financial goals: 1. Saved for  … Read more

  Filed under: Money Management


Keep Your Wedding Rings in Bankruptcy

Keep Your Wedding Rings in Bankruptcy

Believe it or not, in a bankruptcy, there are Texas bankruptcy exemptions for jewelry. The rules vary from state to state, but many states provide a certain amount of money towards protecting valuable pieces of jewelry through property exemption. Chapter 7 When seeking to protect a family heirloom or a wedding ring, understanding what property  … Read more

  Filed under: Chapter 7


Preparing For The Meeting of Creditors

Preparing For The Meeting of Creditors

When filing bankruptcy under Chapter 13, the 341 meeting of creditors is an opportunity for the trustee to review your case and assess your proposed payment plan. Your Bryan bankruptcy attorney will attend this meeting with you, which is helpful when fielding questions from the trustee. When is the Meeting? Unlike Chapter 7 bankruptcy, a  … Read more

  Filed under: Bankruptcy Information


Payday Loans and Bankruptcy

Payday Loans and Bankruptcy

The lure of fast cash can be tempting at times when money is tight, which is the exact angle payday loan lenders play when looking for more customers. With some areas of town having a payday loan office on nearly every corner, the payday loan industry has been taking advantage of those in hard times  … Read more

  Filed under: Bankruptcy Information


Your Assets In Bankruptcy

Your Assets In Bankruptcy

One thing people often fear when they think of filing for bankruptcy is the fate of their assets. Too many people make the mistake of attempting to hide or sell assets prior to their filing, leaving them at risk of a case dismissal or even suspicions of fraud. Asset Transfers The transfer or sale of  … Read more

  Filed under: Filing bankruptcy


Quiznos Makes Comeback After Bankruptcy

Quiznos Makes Comeback After Bankruptcy

Quiznos is making a triumphant comeback after filing Chapter 11 bankruptcy in March, 2014. Through filing bankruptcy and radically restructuring their finances, the company was able to pull themselves out of $400 million of debt. Restructuring Their Finances Since March, the sub-sandwich company has been under Chapter 11 bankruptcy protection. On May 12, however, a  … Read more

  Filed under: News


Filing for Personal Bankruptcy

Filing for Personal Bankruptcy

Hiring a Bryan bankruptcy lawyer is not legally required for individuals filing bankruptcy, but there are pros and cons to proceeding in the legal process without the aid of an expert in the field. While hiring a lawyer can incur a higher cost, the long-term benefits are worthwhile. The big picture shows that individuals who  … Read more

  Filed under: Filing bankruptcy


Worried About Bankruptcy?

Worried About Bankruptcy?

Filing for Bryan bankruptcy is not an easy decision, and it may not even be the best option for everyone. However, the process is intended to be a resource of help and solutions for those dealing with mounting debt burdens and financial hardship. For some, the desire for debt relief also comes with a lot  … Read more

  Filed under: Filing bankruptcy


Questions About Bankruptcy, Answered

Questions About Bankruptcy, Answered

The bankruptcy process isn’t something most people tend to think much about unless they are nearing the point of needing help. Getting to¬† know some of the basics can help you make an educated decision about your path to debt relief. Here are some of the more common concepts you need to understand when considering  … Read more

  Filed under: Filing bankruptcy