Blog Category: Money Management


Retirement Plans and Bankruptcy

Retirement Plans and Bankruptcy

Protecting your retirement accounts in difficult financial times can be hard to do. You may find yourself behind in your mortgage and worry you will lose your home unless you liquidate your retirement account and catch up on our debt. The problem with this is now you have set yourself up for financial hardship in  … Read more

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Bankruptcy and Retirement

Bankruptcy and Retirement

Often when we are facing unexpected or unmanageable debt, we look for other areas in our finances to get money. We think that we can get out from under the debt that we are struggling to pay each month by using credit cards, or loans from banks or family. Sometimes we are tempted to liquidate  … Read more

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Mandatory Credit Counseling

Mandatory Credit Counseling

To qualify for bankruptcy relief, you must attend mandatory credit counseling. Unless you are in the military on active duty, have a disability that prevents you from participating or incapacitated in some way, you will have to complete the counseling within 180 days of filing for bankruptcy. Non-Profit Credit Counseling Agency The reason for the  … Read more

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Credit Counseling Before Bankruptcy

Credit Counseling Before Bankruptcy

Before an individual can file for bankruptcy, they are now required to complete credit counseling. The purpose of this is to weigh your options of dealing with your debt, including repayment plans and bankruptcy. Since the credit counseling industry was mainly the idea of lenders, and those lenders still provide financial support for credit counseling  … Read more

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How Responsible People Land in Debt

How Responsible People Land in Debt

You’re a responsible adult who pays their taxes, mortgage, and credit card payment on time. You live by a strict budget and avoid making unnecessary purchases or taking out large lines of credit. However, you could still be at risk of having to file bankruptcy. How? Here are a number of traps that intelligent, responsible  … Read more

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Financial Advice for Those in Their 20s

Financial Advice for Those in Their 20s

Are you in your 20s and want to secure your financial future? Your choices today will reflect your finances tomorrow. So heed onto our financial advice for those in their 20s and strengthen your assets and savings. Financial Advice for Those in Their 20s Put an end to credit cards How many credit cards do  … Read more

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Summer Travel Financial Tips

Summer Travel Financial Tips

Vacationing is truly the most exciting aspect of the summer season! However, it always helps to do a little pre-planning to ensure that you do not end up spending more on travel than you should. Regardless of whether you are planning to visit your nearest beach destination in another state or looking forward to an  … Read more

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Protecting Your Finances While Abroad

Protecting Your Finances While Abroad

Traveling to a foreign land is a thrilling and enriching experience. However, you must always be extra cautious of any pickpockets or thieves waiting to make their first move. Here are a few smart tips and tricks for protecting your finances while abroad. Protecting your finances while abroad Always notify your bank of your travel  … Read more

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Make More Money This Year

Make More Money This Year

We all want to make more money this year.  Similarly, we all want to get out of debt or save more money. While you may think you are already doing all you can, chances are you are missing money. Here are a few ways to increase your income this year. Make More Money This Year  … Read more

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Year-End Financial Strategies

Year-End Financial Strategies

As 2016 comes to a close you  have a few days to make the most of your financial profile for the New Year. In order to boost your financial planning for 2017, consider these year-end financial strategies steps to wrap up with the most benefit. Year-End Financial Strategies Donating To Charity Donating money or items  … Read more

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