The Basics of Making a Budget

The Basics of Making a Budget

If you’re thinking of creating a budget for yourself, you’re making a wise decision. Budgeting smart and keeping track of your cash flow is a great way to keep yourself in good financial standing, and to save up for bigger purchases you may not otherwise be able to afford. While budgeting doesn’t sound like fun,  … Read more

  Filed under: Money Management


3 Common Bankruptcy Questions

3 Common Bankruptcy Questions

Bankruptcy has long had the stigma of being a last resort, and an admission of failure for a business. This is simply untrue. Bankruptcy is often a useful tool for climbing out of the financial holes that debt has left people in, helping them start a new chapter in their lives. If you need a  … Read more

  Filed under: Bankruptcy Information


Still Have Debts on Your Credit Report?

Still Have Debts on Your Credit Report?

When a person files for bankruptcy and the court discharges all debts, all future credit reports should reflect that change. Any debts that existed should be erased from the credit report so the former debtor essentially gets a blank slate. The only record of the debts that should be reflected in a credit report is  … Read more

  Filed under: Credit


When Can I Declare Bankruptcy?

When Can I Declare Bankruptcy?

Many people who have found themselves in financial ruin have exhausted all other options before resorting to bankruptcy. This might be considered noble or righteous behavior, but it is also unnecessary and can be dangerous. People can struggle to pay back debts for much longer than is necessary, and bring themselves to a financial point  … Read more

  Filed under: Filing bankruptcy


The Downside of Holiday Overspending

The Downside of Holiday Overspending

Everybody wants to give their children or spouse the best Christmas ever, and everyone wants to give family members the gifts they want and deserve. However, it is possible to be overzealous in your gift giving, and when the New Year comes you may find the consequences are worse than you expected. If you forget  … Read more

  Filed under: Money Management


Keeping Your Home with Bankruptcy

Keeping Your Home with Bankruptcy

If you’re considering filing for bankruptcy, you may already be feeling overwhelmed with the various consequences. For many filers, the question of whether they can keep their homes and other property is at the forefront. The question “Can I keep my home with bankruptcy?” has a complicated answer, but there are a number of ways  … Read more

  Filed under: Foreclosure


Getting Prepared for Tax Season

Getting Prepared for Tax Season

With the upcoming New Year, tax season is about to begin. For the first time ever, you’ll have to report your health insurance status on your returns. Whether you’re doing your taxes yourself or are working with someone else to handle the math, there are a number of factors to take into consideration to ensure  … Read more

  Filed under: Taxes