4 Bankruptcy Mistakes to Avoid

4 Bankruptcy Mistakes to Avoid

If you are one of the millions of Americans who feel financially distressed and eventually decide enough is enough, bankruptcy can be a good way to start fresh and put the past behind you. However, haphazardly approaching the process can leave you in worse shape than when you started. Let’s take a look at some  … Read more

  Filed under: Filing bankruptcy


3 Ways to Stick to Your Budget

3 Ways to Stick to Your Budget

The holidays are a notorious time for overspending and sinking further into debt. Before you walk this slippery slope this Thanksgiving weekend and upcoming holiday season, consider these three tips for sticking to your budget. Developing an accurate and detailed budget is only half the battle. After putting you budget on paper, it becomes time  … Read more

  Filed under: Money Management


Banks Not Honoring Bankruptcy?

Banks Not Honoring Bankruptcy?

Bankruptcy, which long had a social stigma, has finally begun to be recognized as a legitimate way for an unlucky businessman or woman to protect what little assets they have left and start with a clean slate. It is a boon for borrowers who would otherwise suffer at the hands of their creditors for an  … Read more

  Filed under: Filing bankruptcy


Money Management in the Improving Economy

Money Management in the Improving Economy

Since roughly 2008, the U.S. economy has been struggling in a big way. There have been mild economic booms and crashes throughout the past 6 years, but on the whole, unemployment has been high, job availability has been low, and poverty levels have been on the rise. Fortunately, it appears things are beginning to look  … Read more

  Filed under: Money Management


Combating the Stigmas of Bankruptcy

Combating the Stigmas of Bankruptcy

For many people eligible for bankruptcy, the associated stigma keeps them from filing – and from receiving much-needed financial relief. Although the stigma varies depending on each individual case, it’s important to weigh the pros and cons of filing. You’ll probably discover that the pros outweigh the cons. The positive outcome of starting fresh with  … Read more

  Filed under: Bankruptcy Information


Talking to Your Teens about Debt

Talking to Your Teens about Debt

Within only a few years of leaving home, most teens and young adults deal with large financial decisions, including taking out student loans, signing up for a credit card, buying a car, taking out a mortgage, and more. If you’re like most Americans, you’re familiar with navigating the difficult world of financial stress and debt,  … Read more

  Filed under: Debt


When to Consider Bankruptcy

When to Consider Bankruptcy

Bankruptcy has a stigma for being a sign of defeat and a terrible stain on a business’ or individual’s credit history. However, bankruptcy is often the wisest economic decision a company or individual can make. The following are a few reasons to consider bankruptcy: Your debts are sending you deeper into debt. If the money  … Read more

  Filed under: Bankruptcy Information


Credit Card Misuse by Government Employees

Credit Card Misuse by Government Employees

A recent news story in the Washington Post has brought to light the use of government credit cards to make purchases at Starbucks. Sometimes federal employees are issued purchase cards by the government, with which they can make “micro-purchases” totaling up to $3,000. These small purchases do not have to be disclosed to the public.  … Read more

  Filed under: News