Credit Score Crashers

Credit Score Crashers

A good credit score can be hard to come by for many people these days. If you are still in good credit standing, consider yourself lucky. The trick to keeping that good credit score is knowing what things can do the most damage and work to avoid those. Here are the top five things that  … Read more

  Filed under: Credit


The Student Loan Debt Crisis

The Student Loan Debt Crisis

The rising costs of tuition, economic turbulence and a less than fruitful job market are part of the recipe for the student loan debt disaster we are experiencing today. With more students borrowing for college than ever before, too many are finding themselves in financial hardship over their repayments after graduating. ┬áSo what, if anything,  … Read more

  Filed under: Loans


Money Saving Life Hacks

Money Saving Life Hacks

Let’s face it, we can all do a better job at spending less and saving more. Sometimes all we need is a few unique ideas to boost our motivation to be better money managers. And saving can actually be fun, check out these money saving life hacks: Use cash — Cash really is king when  … Read more

  Filed under: Money Management


Getting Credit After Bankruptcy

Getting Credit After Bankruptcy

Some people assume that filing for bankruptcy in Houston will blacklist them from ever getting credit again. This is not true, as many people find themselves with the best credit they have had in years after a bankruptcy. There are even lenders who specifically lend to post-bankruptcy consumers. However, the credit process does take time  … Read more

  Filed under: Credit


Disturbing Debt Collection Trends

Disturbing Debt Collection Trends

The debt collection industry has never been a pleasant one for anyone on the receiving end of the phone call. In recent years the aggressiveness of collectors and their methods are revealing some disturbing trends. While some consumers are fighting to repay debts they owe, many other are facing consequences of debt collections on debts  … Read more

  Filed under: Debt


Debt Relief Company Caught In Scam

Debt Relief Company Caught In Scam

Debt relief scams are, unfortunately, becoming more of a problem. With a debt relief company on nearly every corner, consumers simply don’t know the how to spot the differences between a legitimate company and one that is likely to tie them up in a scam. Charges were filed last week against a California company accused  … Read more

  Filed under: News


When To File Bankruptcy

When To File Bankruptcy

Debt problems are stressful and many people a sense of panic, especially when debt collectors or notices of foreclosure are involved. Whether you are experiencing a financial hardship on the horizon or are literally driving around to avoid the repo man, the timing of your bankruptcy filing is important. The Countdown The best time to  … Read more

  Filed under: Filing bankruptcy


Finance Lessons For Kids

Finance Lessons For Kids

As parents, we work hard to ensure our children eat their vegetables, brush their teeth, and finish their homework, but one important life lesson that can easily be pushed to the back burner is smart money management. Children are like sponges and learn much of their overall habits in life from their developing years. Why  … Read more

  Filed under: Money Management