Auto Insurance in Chapter 13 Bankruptcy

Auto Insurance in Chapter 13 Bankruptcy

Every state has its own rules when it comes to Bankruptcy. This applies to both the Chapter 7 and Chapter 13 Bankruptcies. There are also Federal laws concerning this. If you are thinking of filing for a Chapter 13 bankruptcy there are several things you need to know. No doubt you are going to be  … Read more

  Filed under: Chapter 13


Paying for Your Car in a Chapter 13

Paying for Your Car in a Chapter 13

When you are entering into a bankruptcy naturally you have grave concerns as to what is going to happen to your assets. You are also concerned about how your creditors are going to deal with this. One of the most important assets that you may have is your car. You want to know if you  … Read more

  Filed under: Chapter 13


Protected Bankruptcy Exemptions

Protected Bankruptcy Exemptions

When you are filing for bankruptcy in Texas some of your property may be protected from those that that you owe money to. This property is listed on an exemption list. In Texas you have the choice of either using the federal exemptions or the State bankruptcy exemptions. What you want to be sure of  … Read more

  Filed under: Filing bankruptcy


Bankruptcy In Texas

Bankruptcy In Texas

Many people are under the impression that bankruptcy is the same no matter what state one lives in or is applying for bankruptcy. This is not the case as each state has their own rules and regulations that they follow for this type of financial relief. There are federal laws in place as well as  … Read more

  Filed under: Bankruptcy Information


Credit Repair after Bankruptcy

Credit Repair after Bankruptcy

It is not uncommon for a lot of people to believe that once they have gone bankrupt that their credit rating is ruined for a very long time. It can actually work in the reverse, as in most cases after filing for bankruptcy individuals find that their credit scores are raised. This is because they  … Read more

  Filed under: Credit


Can I File For Bankruptcy More than Once?

Can I File For Bankruptcy More than Once?

Some people run into finance problems even after they have gone bankrupt. They then question whether they are allowed to file for bankruptcy a second time. What has to be realized is that there are time limits for bankruptcies, but these apply to bankruptcy discharges and not bankruptcy filings. According to the law you can  … Read more

  Filed under: Filing bankruptcy


Stopping a Foreclosure in Chapter 13

Stopping a Foreclosure in Chapter 13

One of the worse financial predicaments to be in is having the bank foreclose on your house. As soon as the mortgage begins to fall into default most individuals live in the fear of losing their home. This is the time that those in this situation begin to think about bankruptcy. Usually it is immediately  … Read more

  Filed under: Foreclosure


The Chapter 13 Bankruptcy Transition to Chapter 7

The Chapter 13 Bankruptcy Transition to Chapter 7

It may turn out that your Chapter 13 bankruptcy is the best method for dealing with your financial situation. Circumstances may change where you cannot honor the chapter 13 repayment plan. You may have decided that the property you were allowed to keep in your chapter 13 dealings is no longer important to you. You  … Read more

  Filed under: Chapter 7


Bankruptcy’s Effect on Your Credit Score

Bankruptcy’s Effect on Your Credit Score

Once you have decided that bankruptcy is the only option to help you become financially stable again, the first step you want to take is to seek out a Houston bankruptcy attorney. Then you need to proceed with an open mind realizing that the bankruptcy is not something to be ashamed of or embarrassed over, but  … Read more

  Filed under: Credit