It may turn out that your Chapter 13 bankruptcy is the best method for dealing with your financial situation. Circumstances may change where you cannot honor the chapter 13 repayment plan. You may have decided that the property you were allowed to keep in your chapter 13 dealings is no longer important to you. You have the choice of applying to change your Chapter 13 bankruptcy to a Chapter 7, however you must be able to qualify for the Chapter 7 through the means test.
You should make sure that you are relying on good solid advice from a qualified Houston bankruptcy attorney. This way you will be sure that you are complying with the transition requirements.
When you started your Chapter 13 bankruptcy action you would have had to file a great deal of forms and documents. In most cases many of these can be carried forward to the Chapter 7 bankruptcy. You may need to update and modify them. You will have to make sure that these forms are currently accurate. If you incurred any further debt during the time of your Chapter 13 bankruptcy you will have to make sure that you add them to the new list of debts for the Chapter 7. You will have to also file a statement of intention. This is the form that lets the courts know what you intend to do about your secured debts. Every state is different when it comes to their bankruptcy rules, so you will have to determine what these are for your Chapter 13 to Chapter 7 conversion. This is where your legal counsel will be important to you.