Hiring a Bryan bankruptcy lawyer is not legally required for individuals filing bankruptcy, but there are pros and cons to proceeding in the legal process without the aid of an expert in the field. While hiring a lawyer can incur a higher cost, the long-term benefits are worthwhile. The big picture shows that individuals who hire lawyers consistently have a better experience filing bankruptcy.
The proper legal term for self-representation is pro se legal representation, which means an individual chooses to advocate on his or her own behalf. While this approach may seem like a money saver, pro se cases are dismissed more quickly than cases involving professional bankruptcy lawyers.
Lawyers are also useful when bankruptcy cases become unexpectedly more complicated. For example, most personal bankruptcy cases are filed under Chapter 7. Chapter 7 does not have a minimum or maximum debt limit, so trustees often investigate for fraud. A trustee may at times assert that an individual’s income is enough to push them out of Chapter 7 and into Chapter 13, a process that is much more complex for personal filings. The presence of a bankruptcy lawyer allows situations like this to go more smoothly.
Lawyers lend many skills and years of knowledge that are unquestionably useful throughout the bankruptcy process. In many cases, bankruptcy filing can become complicated and confusing without the guidance of one of these trained professionals. They can provide tailored advice to each individual’s specific situation, navigate confusing paperwork, and help clients present themselves properly in court.
Deciding to file bankruptcy is a big commitment for individuals; hiring a bankruptcy lawyer can relieve the anxiety of having to figure out each component of the legal process. Lawyers are trained to garner the best results from each specific case. Although hiring a lawyer will require extra fees, the security gained is incomparable.