As with the Chapter 7 bankruptcy the bankruptcy case trustee will review all of the documents you have filed. Your bankruptcy attorney in Houston will assist you with the preparation and filing of the proper documents. This ensures that they are filled out without errors and in the proper format. Otherwise your bankruptcy case can be delayed or perhaps even denied.
Chapter 13 Considerations
In the Chapter 13 bankruptcy you will also have to file a payment plan which is not the case with a Chapter 7 bankruptcy. In either type there are many documents that have to be filed.
The trustee will pay close attention to your financials concern your calculations of your income, and what the expenses are. His mandate is to be sure that the repayment plan is a fair one for your creditors. The priority is to try and maximize the payments to creditors, so if the trustee has any objections to your repayment proposal then you will be notified. An agreement will try to be reached between you and the trustee. If this is not possible then the repayment matter is brought before a judge for a decision.
The trustee will also oversee the meeting of creditors which you have to attend and answer questions under oath.
Once your repayment plan has been finalized then the trustee sees that the payments are distributed to your creditors. A Chapter 13 bankruptcy can take 3 to 5 years before it is concluded, and your assigned trustee will oversee the bankruptcy throughout this period of time.