Blog Category: Credit

For most people, the thought of checking their credit report is the farthest thing from their mind. Whether you are ignoring your report because of debt problems or you simply don’t think there is a problem, failing to properly monitor your credit report can be a costly mistake. Getting to know your credit report and  … Read more

A good credit score can be hard to come by for many people these days. If you are still in good credit standing, consider yourself lucky. The trick to keeping that good credit score is knowing what things can do the most damage and work to avoid those. Here are the top five things that  … Read more

Some people assume that filing for bankruptcy in Houston will blacklist them from ever getting credit again. This is not true, as many people find themselves with the best credit they have had in years after a bankruptcy. There are even lenders who specifically lend to post-bankruptcy consumers. However, the credit process does take time  … Read more

It is a common concern of most people that filing for bankruptcy will damage your credit. Not only is this a  myth, it actually has prevented people from getting the relief they desperately needed. While there are some credit challenges that come with bankruptcy, there is certainly more damage to be done by not filing  … Read more

If you are considering filing for bankruptcy or have recently had your debts discharged in Houston bankruptcy you are likely going to need a few tips for rebuilding your credit. After high debt balances and delinquent account standings have damaged your credit, bankruptcy has provided you a clean slate to start fresh. Here is what  … Read more

It is commonly thought that filing a bankruptcy will ruin your credit score. Although generally bankruptcy will have the immediate short term effect of lowering your credit score, the reality is in the long run it generally helps your credit score. FICO (your credit score) is nothing more than a mathematical formula used by creditors  … Read more