When you are ready to file for bankruptcy there will be a qualification process that you will need to go through for either the chapter 7 or chapter 13 bankruptcy offerings.In either case you are medical debts will be addressed. The type of debt that you have, are placed into different categories when you are applying for bankruptcy. Medical that is considered to be a non secured debt.
Erasing Medical Bills
If you are involved in a chapter seven bankruptcy then most likely your medical debt will be totally discharged. Some people are under the impression that they are only allowed a limited amount of medical debt that can be addressed, but this is not the case.
Ideally, you will want to use the services of a Bryan bankruptcy attorney. Who will in turn ensure that all of your debt load is it being properly addressed during your bankruptcy proceedings.
Medical debt is one of the most common causes of individuals having to go bankrupt. Which bankruptcy chapter you can apply for will depend on the criteria that is set for each bankruptcy chapter, and how you can meet this criteria.
If your medical bills are being dealt with under the chapters 13 bankruptcy, these will be included with your general unsecured debts, and it will become part of your payment plan obligations.