Blog Category: Debt

Nearly everyone has experienced a debt collection scam at some point in their adult life. Whether you knew it or not is another story. Since debt collection scams are on the rise people are more vulnerable now than ever. However, debt collection defenses stop scams. You just need to know how to use them. Debt  … Read more

KWe all want to get out of debt. Lower payments and more room in our monthly income to do other things is the goal. But, how do we get there? Many people have tried to pay off debt in the past and failed. Try these credit card payment solutions that really work to make 2017 your  … Read more

40% of all households carry some sort of credit card debt. The average American household debt is around $5,700. The average for households that continuously carry a balance on their accounts is $16,048. Nearly half of debtors miss a payment or are late at some point in their financial lives. Managing credit card debt is  … Read more

Student loans, credit card debt, medical bills, home mortgages, and auto loans: paying off debt is certainly a major cause of financial stress in many people’s lives. Out of all the debt that all Americans currently carry combined, it’s not a stretch to learn that the number one highest amount of debt is from mortgage  … Read more

For many people the notion is that a debt is a debt and there is nothing to distinguish between one creditor and another, but this is an assumption that is incorrect. There are distinctly different types of debt and debtors. There are some debts that are known as “secured” debts that differ completely from other  … Read more

  Most individuals that are running into financial difficulty do their very best to try and keep up with their debt obligations. They will make every effort possible but often the financial situation is so critical that they simply cannot get ahead and must determine if a Texas bankruptcy is the best option for them.  … Read more

If you are in a tough financial situation, serious matters that you need to be concerned about are court issued judgments.Often creditors will hound you for a period of time through phone calls and mail but when this doesn’t work than they may resort to the courts to get action for the repayment that you  … Read more

When you are filing for bankruptcy it doesn’t matter whether it’s a Chapter 13 or Chapter 7 you have a lot of information that you must provide to the bankruptcy courts. You have to give a list of all of your debtors that you want included in your Houston bankruptcy. The rules are different for  … Read more

Most individuals that are facing a load of debt aren’t really concerned about the type of debt that they have. To them debt is a debt and using bankruptcy as a form of debt relief is the choice that many are making. It is during this process that they begin to understand that there are  … Read more

Once you have entered into a Houston bankruptcy you are probably not too sure just how your debts are going to be handled. If you have obtained the services of a quality bankruptcy attorney this individual will guide you through the entire process, and explain fully what is going to happen with your debts. First  … Read more