Blog Category: Money Management

Losing a job can feel overwhelming. Beyond the emotional impact of facing an uncertain future, the financial strain can cause major stress. One of the greatest concerns is the potential for falling into debt while you’re trying to figure things out. However, with the right strategies, you can navigate this tough time without accumulating debt.  … Read more

Bankruptcy can potentially save you money in several ways, depending on your financial situation and the type of bankruptcy you file for (Chapter 7 or Chapter 13 in the United States). Here are some ways bankruptcy might save you money: 1. Discharge of Debts: In a Chapter 7 bankruptcy, many of your unsecured debts (like  … Read more

Summer is the perfect time for a family getaway or an adventurous trip with friends. Yet, the cost of vacations can quickly add up, making it crucial to plan carefully. This blog post aims to provide you, our budget-conscious travelers and families, with essential tips to enjoy a memorable summer vacation without breaking the bank.  … Read more

As a small business owner, managing finances can be a daunting task. While it’s vital to keep financial records in order, it’s also crucial to adopt a proactive approach to financial management. With the right financial tips, a small business can stay afloat and even thrive. Create a Budget Creating a budget is a critical  … Read more

Many Americans are terrified about how to save their savings and families from what may be financially challenging times as we anticipate that the country will enter a recession in the upcoming weeks. The plan is significantly more intricate for the country. Since each recession is unique and brought on by many factors, there is  … Read more

As another turbulent economic year comes to an end, many people are still facing record levels of debt burdens and trouble making income. For many Americans, the start of a New Year brings opportunities to learn from past mistakes and make goals to improve in the coming months. One place all of us should be  … Read more

Everybody has made or will make plenty of financial decisions. Between renting a home or buying one, buying a new or a pre-owned car, thinking about the best way to protect yourself from a health care problem that could cost tens of thousands of dollars. You may find yourself stressed, overwhelmed, and considered bankruptcy at  … Read more

Regardless of their marital status, almost everyone in America has been affected by the economic downturn due to the coronavirus. Many married couples have found that hard financial times tend to increase their stress causing more marital problems. Financial issues are one of the leading causes of divorce in the United States. The uncertainty in  … Read more

In times of stress, some people enjoy a temporary fix with “retail therapy.” Occasional unnecessary shopping trips pose little harm, but when spending money becomes a compulsion, it can cause serious problems. If spending more than you can afford becomes a chronic problem, it can interfere with your home or work life significantly. Credit Card  … Read more

Protecting your retirement accounts in difficult financial times can be hard to do. You may find yourself behind in your mortgage and worry you will lose your home unless you liquidate your retirement account and catch up on our debt. The problem with this is now you have set yourself up for financial hardship in  … Read more