bankruptcy blog

Even though we all know it isn’t true, it’s easy to view credit as “free money.” Because you don’t see the money for the transaction immediately come out of your bank account, it’s easy to just pass the plastic over the counter and not think about it. That is, until the interest rate hits your  … Read more

Filing for chapter 7 bankruptcy requires several things, one of which is a good Texas bankruptcy attorney to guide you through the process. But, even when you have someone lined up, it’s a good idea to know which pitfalls to keep away from while you’re planning your next moves. Here are some common traps that  … Read more

Filing for either chapter 7 or chapter 13 bankruptcies is a stressful and, sometimes, overwhelming process. Therefore, it’s a good idea to know just what you’re up against before you get started. And, while it may seem hypocritical to spend more money when you are already so far in debt, there are some fees that  … Read more

Bankruptcy is hard on anyone, but is much more difficult when disabilities are involved. The rates of several disability types have risen drastically; in recent years, the prevalence of autism has gone from 1 in 150 births to 1 in 68, according to the CDC. Bankrupt parents often worry about how their new financial situation  … Read more

A person experiencing bankruptcy or other financial struggles might say, “I hate money.” He or she might also feel as though enjoyment of money is off-limits. However, there are ways to enjoy money during bankruptcy and other hard times. Talk to Your Lawyer A bankruptcy attorney can guide you through the bankruptcy process. He or  … Read more

Our nation’s economy makes for some tough financial calls, especially for small businesses. While bankruptcy is a last-resort option, recognize that declaring bankruptcy is not always bad and does not have to ruin your business’ financial future. In fact, for struggling business owners, bankruptcy can be an excellent strategy to clear debt and start back  … Read more

Debt consolidation and bankruptcy are two of the most common tools individuals use to get out of unmanageable debt and start redeveloping their finances. While both debt consolidation and bankruptcy can help during financial distress, they serve unique purposes, and it is important to understand the difference to make an informed decision about what works  … Read more

When it comes to finance, we could all do a better job managing our money. From spending outside of our budget, to borrowing too much and not repaying enough we all have financial habits that could be improved if we want to have a solid financial future. So, that leaves a few important questions. How  … Read more

You might be wondering why on earth anyone is talking about Christmas already. Well, considering there is only 92 days left until Christmas you don’t have a lot of time to start saving. So, get to it! Here is how to bump  up your holiday savings and keep yourself out of more credit card debt  … Read more

Debt can be a crippling burden. It seems to grow slowly and inexorably, and then suddenly it has grown too large to be dealt with. Debt collectors become a constant presence, unceasingly asking for and taking the money that the debtor can’t afford to pay. In these cases, when it seems that the debt will  … Read more