Blog Category: Money Management

The holidays are a notorious time for overspending and sinking further into debt. Before you walk this slippery slope this Thanksgiving weekend and upcoming holiday season, consider these three tips for sticking to your budget. Developing an accurate and detailed budget is only half the battle. After putting you budget on paper, it becomes time  … Read more

Since roughly 2008, the U.S. economy has been struggling in a big way. There have been mild economic booms and crashes throughout the past 6 years, but on the whole, unemployment has been high, job availability has been low, and poverty levels have been on the rise. Fortunately, it appears things are beginning to look  … Read more

After you have made the decision to file for a chapter 13 bankruptcy with the help of a bankruptcy lawyer, it is important to refinance your life and work to decrease your spending to pay off your debt. Chapter 13 bankruptcy requires you pay back debts in full or partially over three to five years.  … Read more

The number one thing you need to do when you start managing your own finances is to understand how to budget. It does not have to be a complicated spreadsheet that only a CPA or an attorney can figure out. It can actually be as simple as writing down all of your expenses for one  … Read more

A person experiencing bankruptcy or other financial struggles might say, “I hate money.” He or she might also feel as though enjoyment of money is off-limits. However, there are ways to enjoy money during bankruptcy and other hard times. Talk to Your Lawyer A bankruptcy attorney can guide you through the bankruptcy process. He or  … Read more

When it comes to finance, we could all do a better job managing our money. From spending outside of our budget, to borrowing too much and not repaying enough we all have financial habits that could be improved if we want to have a solid financial future. So, that leaves a few important questions. How  … Read more

You might be wondering why on earth anyone is talking about Christmas already. Well, considering there is only 92 days left until Christmas you don’t have a lot of time to start saving. So, get to it! Here is how to bump  up your holiday savings and keep yourself out of more credit card debt  … Read more

Financial literacy  is something this country struggles to achieve. Many young adults are leaving college and starting families on shaky financial ground. In a recent article titled “11 Financial Things You Should Do Before Turning 30” some of the key concepts are discussed to help 30-somethings focus on for their financial goals: 1. Saved for  … Read more

Let’s face it, we can all do a better job at spending less and saving more. Sometimes all we need is a few unique ideas to boost our motivation to be better money managers. And saving can actually be fun, check out these money saving life hacks: Use cash — Cash really is king when  … Read more

As parents, we work hard to ensure our children eat their vegetables, brush their teeth, and finish their homework, but one important life lesson that can easily be pushed to the back burner is smart money management. Children are like sponges and learn much of their overall habits in life from their developing years. Why  … Read more