bankruptcy blog

When filing bankruptcy under Chapter 13, the 341 meeting of creditors is an opportunity for the trustee to review your case and assess your proposed payment plan. Your Bryan bankruptcy attorney will attend this meeting with you, which is helpful when fielding questions from the trustee. When is the Meeting? Unlike Chapter 7 bankruptcy, a  … Read more

The lure of fast cash can be tempting at times when money is tight, which is the exact angle payday loan lenders play when looking for more customers. With some areas of town having a payday loan office on nearly every corner, the payday loan industry has been taking advantage of those in hard times  … Read more

One thing people often fear when they think of filing for bankruptcy is the fate of their assets. Too many people make the mistake of attempting to hide or sell assets prior to their filing, leaving them at risk of a case dismissal or even suspicions of fraud. Asset Transfers The transfer or sale of  … Read more

Quiznos is making a triumphant comeback after filing Chapter 11 bankruptcy in March, 2014. Through filing bankruptcy and radically restructuring their finances, the company was able to pull themselves out of $400 million of debt. Restructuring Their Finances Since March, the sub-sandwich company has been under Chapter 11 bankruptcy protection. On May 12, however, a  … Read more

Hiring a Bryan bankruptcy lawyer is not legally required for individuals filing bankruptcy, but there are pros and cons to proceeding in the legal process without the aid of an expert in the field. While hiring a lawyer can incur a higher cost, the long-term benefits are worthwhile. The big picture shows that individuals who  … Read more

Filing for Bryan bankruptcy is not an easy decision, and it may not even be the best option for everyone. However, the process is intended to be a resource of help and solutions for those dealing with mounting debt burdens and financial hardship. For some, the desire for debt relief also comes with a lot  … Read more

The bankruptcy process isn’t something most people tend to think much about unless they are nearing the point of needing help. Getting to  know some of the basics can help you make an educated decision about your path to debt relief. Here are some of the more common concepts you need to understand when considering  … Read more

A good credit score can be hard to come by for many people these days. If you are still in good credit standing, consider yourself lucky. The trick to keeping that good credit score is knowing what things can do the most damage and work to avoid those. Here are the top five things that  … Read more

The rising costs of tuition, economic turbulence and a less than fruitful job market are part of the recipe for the student loan debt disaster we are experiencing today. With more students borrowing for college than ever before, too many are finding themselves in financial hardship over their repayments after graduating.  So what, if anything,  … Read more

Let’s face it, we can all do a better job at spending less and saving more. Sometimes all we need is a few unique ideas to boost our motivation to be better money managers. And saving can actually be fun, check out these money saving life hacks: Use cash — Cash really is king when  … Read more