bankruptcy blog

Hiring a Bryan bankruptcy lawyer is not legally required for individuals filing bankruptcy, but there are pros and cons to proceeding in the legal process without the aid of an expert in the field. While hiring a lawyer can incur a higher cost, the long-term benefits are worthwhile. The big picture shows that individuals who  … Read more

Filing for Bryan bankruptcy is not an easy decision, and it may not even be the best option for everyone. However, the process is intended to be a resource of help and solutions for those dealing with mounting debt burdens and financial hardship. For some, the desire for debt relief also comes with a lot  … Read more

The bankruptcy process isn’t something most people tend to think much about unless they are nearing the point of needing help. Getting to  know some of the basics can help you make an educated decision about your path to debt relief. Here are some of the more common concepts you need to understand when considering  … Read more

A good credit score can be hard to come by for many people these days. If you are still in good credit standing, consider yourself lucky. The trick to keeping that good credit score is knowing what things can do the most damage and work to avoid those. Here are the top five things that  … Read more

The rising costs of tuition, economic turbulence and a less than fruitful job market are part of the recipe for the student loan debt disaster we are experiencing today. With more students borrowing for college than ever before, too many are finding themselves in financial hardship over their repayments after graduating.  So what, if anything,  … Read more

Let’s face it, we can all do a better job at spending less and saving more. Sometimes all we need is a few unique ideas to boost our motivation to be better money managers. And saving can actually be fun, check out these money saving life hacks: Use cash — Cash really is king when  … Read more

Some people assume that filing for bankruptcy in Houston will blacklist them from ever getting credit again. This is not true, as many people find themselves with the best credit they have had in years after a bankruptcy. There are even lenders who specifically lend to post-bankruptcy consumers. However, the credit process does take time  … Read more

The debt collection industry has never been a pleasant one for anyone on the receiving end of the phone call. In recent years the aggressiveness of collectors and their methods are revealing some disturbing trends. While some consumers are fighting to repay debts they owe, many other are facing consequences of debt collections on debts  … Read more

Debt relief scams are, unfortunately, becoming more of a problem. With a debt relief company on nearly every corner, consumers simply don’t know the how to spot the differences between a legitimate company and one that is likely to tie them up in a scam. Charges were filed last week against a California company accused  … Read more

Debt problems are stressful and many people a sense of panic, especially when debt collectors or notices of foreclosure are involved. Whether you are experiencing a financial hardship on the horizon or are literally driving around to avoid the repo man, the timing of your bankruptcy filing is important. The Countdown The best time to  … Read more