Blog Category: Money Management

You may have heard terms like “credit counseling” or “debtor’s education”, but may not know exactly what those terms mean. These terms refer to a course that teaches about money management, debt relief options and financial planning. Although more commonly thought to be only for people seeking bankruptcy or in significant financial stress, these courses  … Read more

The majority of people who end having to seek protection by filing for bankruptcy in Texas do so because they have found themselves in an ever increasing amount of debt that becomes unbearable. While this can be from spending more than one earns a great majority of bankruptcies are realized by people who have been  … Read more

While just about everyone these days has an opinion on who will probably win the coming Presidential election in November, there are just as many opinions on exactly what will happen when that comes to fruition. Some think things will get better economically if their candidate proves successful while others still firmly believe that the end  … Read more

Many people who have faced the travails of seeking protection through bankruptcy struggle mightily after discharge to find a way of rebuilding their credit and getting back to a place where they are able to re-establish themselves financially. One of the ways they seek to do this is to use the option of automatic debt  … Read more

All too often individuals who have run into financial difficulty feel a great deal of remorse and often depression. This is because they believe that they are being judged by others in regards to the financial mess that they are in. They feel that they are being perceived as being poor money managers and that  … Read more

A lot of people who find themselves in a tough financial situation often ask themselves the question how did they get this way? It is something that can happen easily especially when the finances are not being tracked properly. There are very few families that that don’t have some level of debt. Some are much  … Read more

There are a lot of different reasons why individuals end up having to file for bankruptcy. It could be that they have lost their job and are not able to meet their financial obligations. It may be that they have been hit with unforeseen debt such as medical debt. It can even be because some  … Read more

One of the reasons that many people put off looking at bankruptcy as the option to giving them a fresh financial start is simply because they’re worried about the legal fees that are going to be incurred because of the bankruptcy. Money Well Spent The bankruptcy courts require a payment of $200 for those that  … Read more

If you’re thinking of creating a budget for yourself, you’re making a wise decision. Budgeting smart and keeping track of your cash flow is a great way to keep yourself in good financial standing, and to save up for bigger purchases you may not otherwise be able to afford. While budgeting doesn’t sound like fun,  … Read more

Everybody wants to give their children or spouse the best Christmas ever, and everyone wants to give family members the gifts they want and deserve. However, it is possible to be overzealous in your gift giving, and when the New Year comes you may find the consequences are worse than you expected. If you forget  … Read more