bankruptcy blog

If you are struggling to make ends meet or pay debt obligations you may have considered a payday loan. After all, most payday loan lenders don’t require a credit check and many will give you money on the spot. While the appeal of quick money can be tempting, but there are several things you need  … Read more

Each year criminals find new and tech savvy ways to scam innocent people out of money. While the Federal Trade Commission works tirelessly to catch and prosecute these criminals, they are also urging consumers to get educated about how to spot a scam and avoid becoming a victim. Spotting A Scam From social security disability  … Read more

One of the most common strains on a marriage is money issues. When couples lose the battle to fight for their relationship, divorce may be imminent. If you are planning to file for divorce and are experiencing trouble with paying your debts, there are some things to consider about the benefits of filing before you  … Read more

Being a celebrity isn’t all it’s cracked up to be. Between the lack of privacy and paparazzi, celebrities often find themselves front and center of the mouths of critics. Facing serious legal charges will most certainly shine a not so positive light on you, and you will be the talk of the town in a   … Read more

If you are considering filing for bankruptcy or have recently had your debts discharged in Houston bankruptcy you are likely going to need a few tips for rebuilding your credit. After high debt balances and delinquent account standings have damaged your credit, bankruptcy has provided you a clean slate to start fresh. Here is what  … Read more

Texas real estate foreclosure sales Real estate foreclosure sales in Texas only occur on the first Tuesday of each month. There is no other day that real estate can be foreclosed in Texas. For 2013, New Years Day, or January 1, is the first Tuesday of January. Even though this is a national and state holiday,  … Read more

Is your vehicle collateral for a loan? Are you behind or concerned about being behind on a vehicle loan? Vehicle lenders are notorious for acting quickly and secretly. “ Here today, and gone today” could be a repossession agent’s motto. Look at the article below as to what happened to individuals in Texas with vehicle  … Read more

Christmas is a special time. A time to celebrate a new birth. One of our employees, Phillip Murrell, is one of the leading actors in a Christmas play entitled, “Ethan Claymore.” The play is at Theatre Suburbia, one of the older volunteer theaters in northwest Houston. The theater is located just off of Hempstead Road  … Read more

This answer draws a stereotypical lawyer’s response…it depends. Unsecured debts such as medical bills are generally discharged with little or no payment; however, secured debts and certain “priority” debts must be paid in full. Priority debts, such as child support and certain types of IRS tax debt, typically will be paid in full (chapter 13)  … Read more

Filing bankruptcy will ruin my credit!!! This is not accurate. Filing bankruptcy is an opportunity for a fresh start and not the end of your financial life. The typical individual filing for bankruptcy relief already has poor credit or is headed that direction. From the long term perspective, filing for bankruptcy will eventually improve your  … Read more